LEGAL REFERENCE

Our Terms Shape Your Account

These terms govern your ib88 account, your real payouts, and how we keep your DANA, OVO, GoPay and QRIS transactions safe. We've built them around Indonesia's payment landscape...

Account SecurityPayment SafetyFair PlayWithdrawal RulesDispute Resolution
ib88 Our Terms Shape Your Account

Policy Scope and Your Rights

Service availability is jurisdiction-dependent. Users are responsible for checking local law before access.

HELP CHANNELS

Questions About These Terms

Team online

Live Chat Support

Open your account and scroll to the chat icon. Our team answers policy questions in real time. Available during lobby hours across Indonesia.

Email Compliance Team

Send formal inquiries to our legal desk. We respond within 48 hours with detailed answers about account rules, payment terms and your rights.

In-Account Help Centre

Jump into the lobby and tap Help. We host searchable term summaries, payment FAQs and dispute procedures in one place.

EDITORIAL CLARITY

How We Stand Behind These Terms

Independent Audit Review

Our terms undergo annual review by external compliance counsel. We publish audit summaries so you know the policy is externally checked.

Transparent Dispute Log

We maintain a public record of policy disputes resolved in the last 12 months. This shows how we actually handle disagreements with account holders.

QRIS & E-Wallet Security Certification

Our payment integrations (DANA, OVO, GoPay, QRIS) hold third-party encryption audits. We share certification details upon request.

Payout Transparency Data

Every month we publish aggregate withdrawal stats: average processing time, denial rate and fraud flags. Real numbers, no guesswork.

Player Advisory Panel

We invite account holders to review policy changes quarterly. Your feedback shapes how we update these terms for Indonesia.

Terms Change Log

Every update to this policy is timestamped and archived. You can see exactly what changed, when and why — no silent rewrites.

How This Page Fits Our Legal Framework

Privacy PolicyCovers data collection, storage and use. This page focuses on account gameplay, payouts and dispute rules only.
Responsible Gameplay StatementSeparate resource for account safety tools and support contacts. These terms define your rights and ib88's obligations instead.
Payment Methods GuideExplains DANA, OVO, GoPay and QRIS step-by-step. This policy sets the legal framework for how deposits and withdrawals work.
Bonus TermsDetails promo eligibility and claim windows. These core terms govern the account mechanics that promos sit on top of.
Affiliate AgreementApplies only to referral partners and account promoters. This document is for your account holder relationship with ib88.
Anti-Fraud PolicyOutlines detection methods and account holds. These terms explain your rights when a hold occurs and dispute escalation steps.
Cookie & Device StatementTechnical note on how we track and recognize your device. This legal page covers account access rules and session security instead.

What These Terms Protect

Real Account Ownership

Your account is yours. We cannot close it, freeze funds or revoke payouts without written cause and 7-day notice to your registered email.

Withdrawal Within 48 Hours

We process withdrawals to DANA, OVO, GoPay and QRIS within 48 hours of approval. Anti-fraud checks may extend this by one business day.

Deposit Match Clarity

Promo terms are shown before you confirm any deposit. No hidden multipliers, no rollover surprises — what you see is what you get.

Dispute Escalation Path

If we deny a withdrawal, you have 14 days to submit evidence. We respond in writing with full reasoning or restore your funds.

Session Security Guarantee

Your live casino table session, slot spin and sportsbook ticket are encrypted end-to-end. We log all outcomes in your account history.

Two-Factor Login Option

Open your account settings and enable 2FA via SMS or email. This blocks unauthorized login attempts and protects your DANA/OVO wallet link.

Policy Questions Answered

Submit your dispute within 14 days of the denial via in-account Help or email. We review your account activity and transaction logs, then respond in writing within 5 business days with our decision and full reasoning.

We may close an account only if you breach these terms (e.g., underage, fraud, duplicate accounts). You receive written notice to your registered email and 7 days to request a funds payout before closure is final.

All four payment methods use encrypted channels and third-party fraud detection. Your wallet link is stored with AES-256 encryption. We never store your e-wallet PIN or bank details directly on our servers.

Minimum withdrawal is Rp 50,000 to any supported method. Maximum per transaction is Rp 50,000,000. Daily total limits may apply based on your account verification level.

Contact our support team with your account username and registered phone number. We verify your identity via SMS OTP, then help you reset your email and secure your account within one business day.

Yes. All live table outcomes are recorded and timestamped. If you dispute a hand result or dealer action, we review the recorded video and your account ledger, then respond with a ruling within 48 hours.

We hold your withdrawal pending your bank's review. You have 30 days to resolve the issue with your bank, then request we retry the payout. After 30 days, we return funds to your ib88 wallet as credit.